Identify Scams: Learn How To Spot A Phony Email, Text or Phone Call

August 24, 2022
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Internet usage is indeed helpful yet dangerous. Often many people get into a scam trap and lose their vital or confidential information to a hacker or scammer. Initially, it was somewhat easy to identify scams, but now the fraudsters have become much more sophisticated, it has become quite difficult for a common man to identify potential online scams.

There are many types of scams including text message scams, phone call scams, and email scams. If you open your inbox or messaging app or phone calls history, there must be at least 1 scam email/sms/phone call in a day. That means it is difficult to save yourself every day if you are not aware of the recent ways to do online scams. Thus, read this blog till the end to know the tricks to get rid of these scam calls/emails/messages.

phone call scam

Spot A Phony Email, Text, Or Phone Call

First of all, you have to have an alert mindset. That means you should pay attention to all the elements of the email or text so that you do not get trapped. Also, do not answer a call in a rush, you may miss things and reveal information mistakenly.

1. They may seem to be from a known individual or trusted company.

As we said earlier, scammers have become more sophisticated. They may use the company/individual’s identity so that you do the asked things.

If you get an email from the company/individual asking for payments or other vital information. First, you must confirm from the sender’s verified number or email address.

If it is a scam, report the email address as a scam and further block it.

2. Look for the following signs to identify an online scam.

No doubt the scammers have become professional in their work, but still, there are some signs through which you can identify if it’s a phishing email or text.

  • They will notify you about some suspicious attacks on your account
  • Claim there is an issue with your payment credentials
  • Ask for your personal information
  • May include fake invoices (compare with the real invoice of the respective company)
  • Ask you to click on a link and make the payment
  • Say you won a lottery or jackpot prize
  • Offer products at unreasonable prices
  • Offer free coupons
  • Spelling or grammatical errors
  • Say you are eligible for a government refund or other such schemes

In the above email, it is really difficult for the receiver to identify that it is a scam. If you get such realistic emails, log in to the portal from the trusted URL and check if there is any scheme running.

3. Ask for bank information on the call

If you have noticed anytime earlier, all banks say very clearly that no banking official will ask for your banking information on the call, text, or email.

Therefore, if you get a call asking for your banking information or identity proof information it can reveal a lot of other information to the caller. Simply cut the call immediately. Do not even converse with them.

Sometimes, they put a tracker on the call which reveals many things about the person on the call. Cut the call immediately once you realize it is a phone call scam.

4. A text message or phone call from a private number

Banks and other officials never call from a private number. Nowadays, even the telecallers call from the official numbers that can be dialed again. So if you get a call/message from a private number, do not tell anything about yourself. Simply report the number (if it is visible).

Identify Scams

5. Check Identity Online

If you get a call or a text message, and you smell something fishy. Check the number’s identity online (search on Google). Moreover, there are many identities verifying software that reveal a lot about the caller.

6. They may act furiously due to your questions

If you feel the caller is a scammer, you should ask as many questions as possible. At a certain point, they will get irritated and may confess their acts or at least you will realize that they are fake. It is the most important trick to be learned.

7. Urgent Action Required

A person always makes mistakes in a rush. If you get an email or text stating you need to act immediately. Do the opposite! Read the entire content body and look for the signs we mentioned above. If you suspect that it is a phishing email or text, report the sender’s details at the moment.

The Bottom Line

If you want to stay alert and safe from online scams, make sure you never reveal any information on the call before you confirm that it’s a trusted source. Moreover, do not click on any link, it may install viruses in your system, and always be more careful if a browser warns you that the URL is not a trusted one.